DORA: digital operational resilience for fintech — what startups miss
> TL;DR: DORA regulation has been applicable since January 2025. Here's what fintechs need to implement.
DORA is in force — not in preparation
The Digital Operational Resilience Act applies since January 2025 to all financial entities in the EU.
The 4 pillars
1. ICT risk management: formal risk management policy.
2. Resilience testing: regular security tests.
3. Third-party management: evaluate your providers' security.
4. Incident reporting: notify authorities of major ICT incidents.
Key Takeaways
Building software? CleanIssue performs security audits for your product in real-world conditions, no source code access needed. For a first read of your exposure, start with an external review of your application.
Related articles
Three adjacent analyses to keep exploring the same attack surface.
PCI-DSS v4.0 for fintech startups: 10 errors audits detect
PCI-DSS isn't just for payment processors. Here are 10 errors we find in fintech startups.
Revolut: Passports, KYC Selfies, and Bitcoin History Handed to an Attacker Impersonating a Government Agency
Revolut (80+ million customers) has notified a data breach: an attacker requested personal data by email from a government agency's domain, with valid domain authentication credentials. Copies of passports, facial verification selfies, IBAN statements, and complete transaction history (including Bitcoin) were disclosed. Suspected targeting of high-net-worth users per ZachXBT.
Stripe: 5 configuration errors that allow paywall bypass
Your Stripe keys are in the frontend. Your payment sessions are manipulable. Here are 5 errors we find.
Sources
Editorial analysis based on official vendor, project, and regulator documentation.
Related services
If this topic maps to a real risk in your stack, these are the most relevant CleanIssue audits.